8 banks and credit unions have branches in Dallas. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Pennsylvania
Dallas counts institutions with a branch here, wherever headquartered. Pennsylvania counts institutions headquartered in the state.
Dallas
5 institutions with a branch here
$12
Pennsylvania
68 institutions headquartered in Pennsylvania
$5
U.S.
1,902 institutions in the index
$6.99
Chosen as the fee whose Dallas median sits furthest from Pennsylvania's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Dallas with Pennsylvania and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Dallas
6 institutions with a branch here
$35
Pennsylvania
119 institutions headquartered in Pennsylvania
$30
U.S.
2,605 institutions in the index
$30
Dallas covers every institution with a branch here, wherever it is headquartered. Pennsylvania covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 6 with a published overdraft fee.
Bank · based in Warren, PA · 2 branches here
Account not yet known
“Overdraft-Paid Item Fee | $37 per item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Dunmore, PA · 1 branch here
Bank · based in Berwick, PA · 1 branch here
Credit union, membership rules apply · based in Tunkhannock, PA · 1 branch here
Account not yet known
“Overdraft/NSF (Share Draft, ACH, Pre-Authorized Debit) | $35.00”
Largest banks by local bank deposits
Share of the $662 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Luzerne County
Deposits and branches cover the City of Dallas. Population and income cover Luzerne County, the county with most of Dallas's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Luzerne County.
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