5 banks and credit unions have branches in Seaside. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Oregon
Seaside counts institutions with a branch here, wherever headquartered. Oregon counts institutions headquartered in the state.
Seaside
5 institutions with a branch here
$31
Oregon
31 institutions headquartered in Oregon
$25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Seaside median sits furthest from Oregon's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Seaside with Oregon and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $10–$36.
Medians for reference: Oregon $25 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 4 with a published overdraft fee.
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Roseburg, OR · 1 branch here
Bank · based in Billings, MT · 1 branch here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Credit union, membership rules apply · based in Longview, WA · 1 branch here
Account not yet known
“Over-the-Counter Overdraft Fee | Consumer accounts: $15 per occurrence”
Credit union, membership rules apply · based in Salem, OR · 1 branch here
Account not yet known
“Courtesy Pay Overdraft$31.00 per occurrence”
Largest banks by local bank deposits
Share of the $224 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Clatsop County
Deposits and branches cover the City of Seaside. Population and income cover Clatsop County, the county with most of Seaside's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Clatsop County.
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