5 banks and credit unions have branches in Baker City. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Oregon $7.50 · U.S. $7
Local median not shown; five institutions required.
Pick a fee to compare Baker City with Oregon and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $29–$36.
Medians for reference: Oregon $25 · U.S. $30
5 institutions, 3 with a published overdraft fee.
Bank · based in Roseburg, OR · 1 branch here
Bank · based in Walla Walla, WA · 1 branch here
Account not yet known
“Overdraft Item (based on available balance2) | $30.00”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Credit union, membership rules apply · based in John Day, OR · 1 branch here
Credit union, membership rules apply · based in Liberty Lake, WA · 1 branch here
Account not yet known
“Overdraft fee (Privilege pay) | $29”
Largest banks by local bank deposits
Share of the $320 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Baker County
Deposits and branches cover the City of Baker City. Population and income cover Baker County, the county with most of Baker City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Baker County.
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