16 banks and credit unions have branches in the Enid metro area. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Oklahoma
Enid metro counts institutions with a branch here, wherever headquartered. Oklahoma counts institutions headquartered in the state.
Enid metro
5 institutions with a branch here
$34.98
Oklahoma
80 institutions headquartered in Oklahoma
$25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Enid metro median sits furthest from Oklahoma's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Enid metro with Oklahoma and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $20–$36.
Medians for reference: Oklahoma $27.50 · U.S. $30
Local median not shown; five institutions required.
16 institutions, 4 with a published overdraft fee.
Bank · based in Kremlin, OK · 4 branches here
Bank · based in Enid, OK · 3 branches here
Bank · based in Enid, OK · 3 branches here
Bank · based in Cherokee, OK · 2 branches here
Credit union, membership rules apply · based in Oklahoma City, OK · 2 branches here
Account not yet known
“Overdraft Coverage Fee … $20.00 per transaction”
Bank · based in Oklahoma City, OK · 1 branch here
Bank · based in Tulsa, OK · 1 branch here
Account not yet known
“Overdraft Fee - $36.00 per item1”
Bank · based in Elk City, OK · 1 branch here
Bank · based in Andover, KS · 1 branch here
Account not yet known
“Overdraft Charge/Return Check Charge - each | $34.98”
Bank · based in Alva, OK · 1 branch here
Largest banks by local bank deposits
Share of the $5.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Enid metro's counties
Deposits and branches cover the Enid metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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