4 banks and credit unions have branches in Vermilion. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Ohio $6.73 · U.S. $7
Local median not shown; five institutions required.
Pick a fee to compare Vermilion with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $15–$37.
Medians for reference: Ohio $30 · U.S. $30
4 institutions, 3 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Warren, PA · 1 branch here
Account not yet known
“Overdraft-Paid Item Fee | $37 per item”
Credit union, membership rules apply · based in Sandusky, OH · 1 branch here
Largest banks by local bank deposits
Share of the $277 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Lorain County
Deposits and branches cover the City of Vermilion. Population and income cover Lorain County, the county with most of Vermilion's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Lorain County.
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