15 banks and credit unions have branches in Springfield. The Bank Fee Index holds published fees for 10 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Ohio
Springfield counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Springfield
6 institutions with a branch here
$4.50
Ohio
110 institutions headquartered in Ohio
$30
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Springfield median sits furthest from Ohio's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Springfield with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $9 to $37.
Median published overdraft fee
Springfield
10 institutions with a branch here
$34
Ohio
116 institutions headquartered in Ohio
$30
U.S.
2,605 institutions in the index
$30
Springfield covers every institution with a branch here, wherever it is headquartered. Ohio covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
15 institutions, 10 with a published overdraft fee.
Bank · based in Newark, OH · 4 branches here
Account not yet known
“You still pay a fee of $35 per item for overdrawing your account, but your transaction will go through, and you’ll avoid the merchant’s fee”
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Wilmington, DE · 3 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Springfield, OH · 3 branches here
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in New Carlisle, OH · 2 branches here
Bank · based in Wheeling, WV · 2 branches here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in Richwood, OH · 2 branches here
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Bluffton, OH · 1 branch here
Account not yet known
“"Overdraft Fee - Paid Item": | $35.00 per item* up to $140.00 per day”
Largest banks by local bank deposits
Share of the $1.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Clark County
Deposits and branches cover the City of Springfield. Population and income cover Clark County, the county with most of Springfield's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Clark County.
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