46 banks and credit unions have branches in Columbus. The Bank Fee Index holds published fees for 27 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Ohio
Columbus counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Columbus
17 institutions with a branch here
$5
Ohio
108 institutions headquartered in Ohio
$10
U.S.
2,746 institutions in the index
$10
Chosen as the fee whose Columbus median sits furthest from Ohio's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Columbus with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $9 to $37.
Median published overdraft fee
Columbus
22 institutions with a branch here
$31
Ohio
115 institutions headquartered in Ohio
$30
U.S.
2,600 institutions in the index
$30
Columbus covers every institution with a branch here, wherever it is headquartered. Ohio covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
46 institutions, 22 with a published overdraft fee.
Bank · based in Columbus, OH · 25 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Columbus, OH · 20 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Wilmington, DE · 16 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Cincinnati, OH · 15 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Cincinnati, OH · 12 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Charlotte, NC · 9 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Cleveland, OH · 8 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Muncie, IN · 6 branches here
Account not yet known
“$ 37.00 Overdraft 3”
Credit union, membership rules apply · based in Columbus, OH · 6 branches here
Account not yet known
“Non-Sufficient Funds/Courtesy Pay (ACH, Debit, or Check) *Each occurrence | $33.00/$19.00”
Credit union, membership rules apply · based in Columbus, OH · 6 branches here
Largest banks by local bank deposits
Share of the $88.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Franklin County
Deposits and branches cover the City of Columbus. Population and income cover Franklin County, the county with most of Columbus's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Franklin County.
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