6 banks and credit unions have branches in Hopewell Junction. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Hopewell Junction counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Hopewell Junction
5 institutions with a branch here
$35
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
Chosen as the fee whose Hopewell Junction median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Hopewell Junction with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $38.
Median published overdraft fee
Hopewell Junction
5 institutions with a branch here
$35
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
Hopewell Junction covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Ithaca, NY · 1 branch here
Account not yet known
“»Overdraft Fee ‐ Paid* $38.00 per transaction”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Rhinebeck, NY · 1 branch here
Account not yet known
“Fee $35.00”
Credit union, membership rules apply · based in Poughkeepsie, NY · 1 branch here
Largest banks by local bank deposits
Share of the $629 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Dutchess County
Deposits and branches cover the City of Hopewell Junction. Population and income cover Dutchess County, the county with most of Hopewell Junction's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Dutchess County.
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