8 banks and credit unions have branches in Batavia. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Batavia counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Batavia
7 institutions with a branch here
$2.50
New York
85 institutions headquartered in New York
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Batavia median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Batavia with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $5 to $40.
Median published overdraft fee
Batavia
7 institutions with a branch here
$20
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
Batavia covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 7 with a published overdraft fee.
Bank · based in Ithaca, NY · 3 branches here
Account not yet known
“»Overdraft Fee ‐ Paid* $38.00 per transaction”
Bank · based in Cleveland, OH · 2 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Warsaw, NY · 1 branch here
Account not yet known
“Overdraft Item Fee (Item Paid) | $40.00 | Per Item”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Rochester, NY · 1 branch here
Account not yet known
“Courtesy Pay Overdraft Fee | $5.00”
Credit union, membership rules apply · based in Batavia, NY · 1 branch here
Largest banks by local bank deposits
Share of the $893 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Genesee County
Deposits and branches cover the City of Batavia. Population and income cover Genesee County, the county with most of Batavia's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Genesee County.
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