175 banks and credit unions have branches in the Philadelphia-Camden-Wilmington metro area. The Bank Fee Index holds published fees for 101 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Jersey
Philadelphia-Camden-Wilmington metro counts institutions with a branch here, wherever headquartered. New Jersey counts institutions headquartered in the state.
Philadelphia-Camden-Wilmington metro
39 institutions with a branch here
$2
New Jersey
36 institutions headquartered in New Jersey
$2.75
U.S.
1,229 institutions in the index
$3
Chosen as the fee whose Philadelphia-Camden-Wilmington metro median sits furthest from New Jersey's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Philadelphia-Camden-Wilmington metro with New Jersey and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $39.
Median published overdraft fee
Philadelphia-Camden-Wilmington metro
69 institutions with a branch here
$32
New Jersey
51 institutions headquartered in New Jersey
$30
U.S.
2,599 institutions in the index
$30
Philadelphia-Camden-Wilmington metro covers every institution with a branch here, wherever it is headquartered. New Jersey covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
175 institutions, 69 with a published overdraft fee.
Bank · based in Providence, RI · 136 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Sioux Falls, SD · 135 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 130 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Wilmington, DE · 115 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Columbus, OH · 87 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Wilmington, DE · 80 branches here
Account not yet known
“Overdrafts (unavailable funds created by check, in-person withdrawal, ATM withdrawal or other electronic means for paid items) $35”
Bank · based in Charlotte, NC · 76 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Lancaster, PA · 73 branches here
Account not yet known
“Overdraft Fee 6 (per item paid) | $39.00 | Per Item”
Bank · based in Charlotte, NC · 62 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Wilmington, DE · 47 branches here
Account not yet known
“Insufficient Funds Fee – Item Paid | $15”
Largest banks by local bank deposits
Share of the $685.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Philadelphia-Camden-Wilmington metro's counties
Deposits and branches cover the Philadelphia-Camden-Wilmington metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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