3 banks and credit unions have branches in Margate City. The Bank Fee Index holds published fees for 3 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: New Jersey $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Margate City with New Jersey and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
3 institutions, 3 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Toms River, NJ · 1 branch here
Account not yet known
“• Customers are charged a fee of $30 each time an overdraft transaction is paid.”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Largest banks by local bank deposits
Share of the $580 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Atlantic County
Deposits and branches cover the City of Margate City. Population and income cover Atlantic County, the county with most of Margate City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Atlantic County.
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