21 banks and credit unions have branches in the Atlantic City-Hammonton metro area. The Bank Fee Index holds published fees for 14 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Jersey
Atlantic City-Hammonton metro counts institutions with a branch here, wherever headquartered. New Jersey counts institutions headquartered in the state.
Atlantic City-Hammonton metro
11 institutions with a branch here
$12
New Jersey
38 institutions headquartered in New Jersey
$6.38
U.S.
1,902 institutions in the index
$6.99
Chosen as the fee whose Atlantic City-Hammonton metro median sits furthest from New Jersey's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Atlantic City-Hammonton metro with New Jersey and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $39.
Median published overdraft fee
Atlantic City-Hammonton metro
11 institutions with a branch here
$35
New Jersey
51 institutions headquartered in New Jersey
$30
U.S.
2,605 institutions in the index
$30
Atlantic City-Hammonton metro covers every institution with a branch here, wherever it is headquartered. New Jersey covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
21 institutions, 11 with a published overdraft fee.
Bank · based in Stone Harbor, NJ · 13 branches here
Account not yet known
“Uncollected Funds Paid Item Fee* | $35”
Bank · based in Wilmington, DE · 12 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Toms River, NJ · 9 branches here
Account not yet known
“• Customers are charged a fee of $30 each time an overdraft transaction is paid.”
Bank · based in Charlotte, NC · 8 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 8 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Wildwood, NJ · 8 branches here
Account not yet known
“UCF Paid Item – Uncollected Funds Item Paid $25.00”
Bank · based in Sioux Falls, SD · 6 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Credit union, membership rules apply · based in Northfield, NJ · 5 branches here
Bank · based in Lancaster, PA · 4 branches here
Account not yet known
“Overdraft Fee 6 (per item paid) | $39.00 | Per Item”
Bank · based in Absecon, NJ · 4 branches here
Account not yet known
“An overdraft fee of $35.00 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, or other electronic means.”
Largest banks by local bank deposits
Share of the $11.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Atlantic City-Hammonton metro's counties
Deposits and branches cover the Atlantic City-Hammonton metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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