18 banks and credit unions have branches in Portsmouth. The Bank Fee Index holds published fees for 15 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Hampshire
Portsmouth counts institutions with a branch here, wherever headquartered. New Hampshire counts institutions headquartered in the state.
Portsmouth
6 institutions with a branch here
$1.75
New Hampshire
8 institutions headquartered in New Hampshire
$1
U.S.
1,648 institutions in the index
$1.50
Chosen as the fee whose Portsmouth median sits furthest from New Hampshire's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Portsmouth with New Hampshire and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Portsmouth
14 institutions with a branch here
$32.25
New Hampshire
12 institutions headquartered in New Hampshire
$30
U.S.
2,603 institutions in the index
$30
Portsmouth covers every institution with a branch here, wherever it is headquartered. New Hampshire covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 14 with a published overdraft fee.
Credit union, membership rules apply · based in Portsmouth, NH · 5 branches here
Account not yet known
“A $19 overdraft fee will be assessed per presentment for the Dividend Checking account and Everyday Checking account.”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Buffalo, NY · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Kennebunk, ME · 2 branches here
Account not yet known
“checking account, an | checking account, an | checking account, the Bank automatic transfer of an | automatic advance of an | may pay the overdraft and an available $50 from the li”
Bank · based in Newburyport, MA · 2 branches here
Account not yet known
“Overdraft Fees* (charged if item is paid) Overdraft Fee $30.00”
Bank · based in Bangor, ME · 2 branches here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Portsmouth, NH · 1 branch here
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Boston, MA · 1 branch here
Account not yet known
“Overdraft Fee: Standard overdraft fee $37*”
Largest banks by local bank deposits
Share of the $2.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Rockingham County
Deposits and branches cover the City of Portsmouth. Population and income cover Rockingham County, the county with most of Portsmouth's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Rockingham County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions