197 banks and credit unions have branches in the Boston-Cambridge-Newton metro area. The Bank Fee Index holds published fees for 125 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Hampshire
Boston-Cambridge-Newton metro counts institutions with a branch here, wherever headquartered. New Hampshire counts institutions headquartered in the state.
Boston-Cambridge-Newton metro
56 institutions with a branch here
$1.50
New Hampshire
9 institutions headquartered in New Hampshire
$1
U.S.
1,650 institutions in the index
$1.50
Chosen as the fee whose Boston-Cambridge-Newton metro median sits furthest from New Hampshire's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Boston-Cambridge-Newton metro with New Hampshire and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $50.
Median published overdraft fee
Boston-Cambridge-Newton metro
78 institutions with a branch here
$30
New Hampshire
13 institutions headquartered in New Hampshire
$30
U.S.
2,601 institutions in the index
$30
Boston-Cambridge-Newton metro covers every institution with a branch here, wherever it is headquartered. New Hampshire covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
197 institutions, 78 with a published overdraft fee.
Bank · based in Providence, RI · 146 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Charlotte, NC · 113 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Rockland, MA · 110 branches here
Bank · based in Boston, MA · 107 branches here
Account not yet known
“Overdraft Fee: Standard overdraft fee $37*”
Bank · based in Wilmington, DE · 90 branches here
Account not yet known
“Insufficient Funds Fee – Item Paid | $15”
Bank · based in Wilmington, DE · 88 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Columbus, OH · 85 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Buffalo, NY · 51 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Brookline, MA · 34 branches here
Account not yet known
“Overdraft/Unavailable Funds (UAF) Overdraft Fee8,9,14 … $35.00”
Bank · based in Salem, MA · 34 branches here
Largest banks by local bank deposits
Share of the $580.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Boston-Cambridge-Newton metro's counties
Deposits and branches cover the Boston-Cambridge-Newton metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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