10 banks and credit unions have branches in West Fargo. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: North Dakota $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare West Fargo with North Dakota and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
10 institutions, 4 with a published overdraft fee.
Bank · based in Fargo, ND · 3 branches here
Account not yet known
“Overdraft Fees $32 per item”
Bank · based in Fargo, ND · 1 branch here
Bank · based in Devils Lake, ND · 1 branch here
Bank · based in Watford City, ND · 1 branch here
Account not yet known
“Paid Overdraft Fee* | $30”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Minot, ND · 1 branch here
Bank · based in Fargo, ND · 1 branch here
Account not yet known
“Overdraft Fee (Per Item) | $34”
Bank · based in Dickinson, ND · 1 branch here
Credit union, membership rules apply · based in Melrose, MN · 1 branch here
Credit union, membership rules apply · based in Minot, ND · 1 branch here
Largest banks by local bank deposits
Share of the $1.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Cass County
Deposits and branches cover the City of West Fargo. Population and income cover Cass County, the county with most of West Fargo's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Cass County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions