22 banks and credit unions have branches in the Minot metro area. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from North Dakota
Minot metro counts institutions with a branch here, wherever headquartered. North Dakota counts institutions headquartered in the state.
Minot metro
5 institutions with a branch here
$30
North Dakota
20 institutions headquartered in North Dakota
$25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Minot metro median sits furthest from North Dakota's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Minot metro with North Dakota and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $30 to $36.
Median published overdraft fee
Minot metro
6 institutions with a branch here
$32.50
North Dakota
20 institutions headquartered in North Dakota
$30
U.S.
2,605 institutions in the index
$30
Minot metro covers every institution with a branch here, wherever it is headquartered. North Dakota covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
22 institutions, 6 with a published overdraft fee.
Credit union, membership rules apply · based in Minot, ND · 5 branches here
Credit union, membership rules apply · based in Maddock, ND · 4 branches here
Account not yet known
“PRIVILEGE PAY | $30.00 Each Item”
Bank · based in Minot, ND · 3 branches here
Bank · based in Watford City, ND · 3 branches here
Account not yet known
“Paid Overdraft Fee* | $30”
Bank · based in Fargo, ND · 3 branches here
Account not yet known
“Overdraft Fees $32 per item”
Bank · based in Dickinson, ND · 3 branches here
Bank · based in Kenmare, ND · 3 branches here
Bank · based in Rugby, ND · 3 branches here
Bank · based in Evansville, IN · 2 branches here
Bank · based in Velva, ND · 2 branches here
Largest banks by local bank deposits
Share of the $3.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Minot metro's counties
Deposits and branches cover the Minot metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions