7 banks and credit unions have branches in Jamestown. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with North Dakota
Where a fee has enough institutions for a local median, the Jamestown median is within 10% of the North Dakota median on all 1 fee.
Jamestown counts institutions with a branch here, wherever headquartered. North Dakota counts institutions headquartered in the state.
Pick a fee to compare Jamestown with North Dakota and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $30 to $36.
Median published overdraft fee
Jamestown
5 institutions with a branch here
$32
North Dakota
20 institutions headquartered in North Dakota
$30
U.S.
2,605 institutions in the index
$30
Jamestown covers every institution with a branch here, wherever it is headquartered. North Dakota covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Credit union, membership rules apply · based in Jamestown, ND · 3 branches here
Account not yet known
“Overdraft/Check Defender … $30.00”
Bank · based in Jamestown, ND · 1 branch here
Bank · based in Fargo, ND · 1 branch here
Account not yet known
“Overdraft (OD) or Non-sufficient Funds (NSF) item - account overdrawn more than $5.00 Fees for | $30.00 per item”
Bank · based in Fargo, ND · 1 branch here
Account not yet known
“Overdraft Fees $32 per item”
Bank · based in Aberdeen, SD · 1 branch here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Largest banks by local bank deposits
Share of the $949 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Stutsman County
Deposits and branches cover the City of Jamestown. Population and income cover Stutsman County, the county with most of Jamestown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Stutsman County.
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