5 banks and credit unions have branches in Pilot Mountain. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from North Carolina
Pilot Mountain counts institutions with a branch here, wherever headquartered. North Carolina counts institutions headquartered in the state.
Pilot Mountain
5 institutions with a branch here
$8
North Carolina
23 institutions headquartered in North Carolina
$5
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Pilot Mountain median sits furthest from North Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Pilot Mountain with North Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $25–$38.
Medians for reference: North Carolina $29 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 4 with a published overdraft fee.
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Memphis, TN · 1 branch here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Bluefield, VA · 1 branch here
Account not yet known
“If an overdraft is approved, you may be assessed our Paid Item fee of $38 for each item.”
Credit union, membership rules apply · based in Raleigh, NC · 1 branch here
Largest banks by local bank deposits
Share of the $235 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Surry County
Deposits and branches cover the City of Pilot Mountain. Population and income cover Surry County, the county with most of Pilot Mountain's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Surry County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions