11 banks and credit unions have branches in Mount Airy. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from North Carolina
Mount Airy counts institutions with a branch here, wherever headquartered. North Carolina counts institutions headquartered in the state.
Mount Airy
5 institutions with a branch here
$0
North Carolina
35 institutions headquartered in North Carolina
$25
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Mount Airy median sits furthest from North Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mount Airy with North Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $38.
Median published overdraft fee
Mount Airy
6 institutions with a branch here
$35.50
North Carolina
22 institutions headquartered in North Carolina
$29
U.S.
2,605 institutions in the index
$30
Mount Airy covers every institution with a branch here, wherever it is headquartered. North Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 6 with a published overdraft fee.
Bank · based in Bluefield, VA · 3 branches here
Account not yet known
“If an overdraft is approved, you may be assessed our Paid Item fee of $38 for each item.”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Martinsville, VA · 1 branch here
Bank · based in Memphis, TN · 1 branch here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Mooresville, NC · 1 branch here
Bank · based in Lebanon, VA · 1 branch here
Credit union, membership rules apply · based in Winston Salem, NC · 1 branch here
Largest banks by local bank deposits
Share of the $883 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Surry County
Deposits and branches cover the City of Mount Airy. Population and income cover Surry County, the county with most of Mount Airy's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Surry County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions