21 banks and credit unions have branches in Ridgeland. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Mississippi
Ridgeland counts institutions with a branch here, wherever headquartered. Mississippi counts institutions headquartered in the state.
Ridgeland
8 institutions with a branch here
$5
Mississippi
30 institutions headquartered in Mississippi
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Ridgeland median sits furthest from Mississippi's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Ridgeland with Mississippi and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Ridgeland
11 institutions with a branch here
$35
Mississippi
35 institutions headquartered in Mississippi
$35
U.S.
2,605 institutions in the index
$30
Ridgeland covers every institution with a branch here, wherever it is headquartered. Mississippi covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
21 institutions, 11 with a published overdraft fee.
Bank · based in Birmingham, AL · 3 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Jackson, MS · 3 branches here
Account not yet known
“• Personal | $36.00”
Bank · based in Belzoni, MS · 2 branches here
Bank · based in Tupelo, MS · 2 branches here
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Choudrant, LA · 1 branch here
Account not yet known
“charges, including returned item charge/overdraft item charge of $35.00 for”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Gulfport, MS · 1 branch here
Account not yet known
“We may charge you a fee of $36.00 each time we pay an overdraft.”
Bank · based in Magee, MS · 1 branch here
Bank · based in Jackson, MS · 1 branch here
Largest banks by local bank deposits
Share of the $3.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Madison County
Deposits and branches cover the City of Ridgeland. Population and income cover Madison County, the county with most of Ridgeland's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Madison County.
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