13 banks and credit unions have branches in Pearl. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Mississippi
Pearl counts institutions with a branch here, wherever headquartered. Mississippi counts institutions headquartered in the state.
Pearl
7 institutions with a branch here
$10
Mississippi
40 institutions headquartered in Mississippi
$6.73
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Pearl median sits furthest from Mississippi's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Pearl with Mississippi and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Pearl
7 institutions with a branch here
$34
Mississippi
35 institutions headquartered in Mississippi
$35
U.S.
2,605 institutions in the index
$30
Pearl covers every institution with a branch here, wherever it is headquartered. Mississippi covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
13 institutions, 7 with a published overdraft fee.
Bank · based in Jackson, MS · 2 branches here
Account not yet known
“• Personal | $36.00”
Credit union, membership rules apply · based in Pearl, MS · 2 branches here
Bank · based in Flowood, MS · 1 branch here
Account not yet known
“Paid Item Fee** (Overdraft fee charged each time an item is presented and paid against insufficient funds) / $35”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Belzoni, MS · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Tupelo, MS · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Yazoo City, MS · 1 branch here
Bank · based in Lawton, OK · 1 branch here
Account not yet known
“Each overdrawn item paid or returned will be subject to the Bank’s current overdraft fee of $20.00 or return item fee of $20.00, as applicable, and the fees will be included in the”
Largest banks by local bank deposits
Share of the $486 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Rankin County
Deposits and branches cover the City of Pearl. Population and income cover Rankin County, the county with most of Pearl's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Rankin County.
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