10 banks and credit unions have branches in Hernando. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Mississippi
Hernando counts institutions with a branch here, wherever headquartered. Mississippi counts institutions headquartered in the state.
Hernando
5 institutions with a branch here
$10
Mississippi
40 institutions headquartered in Mississippi
$6.73
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Hernando median sits furthest from Mississippi's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Hernando with Mississippi and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Hernando
6 institutions with a branch here
$35
Mississippi
35 institutions headquartered in Mississippi
$35
U.S.
2,605 institutions in the index
$30
Hernando covers every institution with a branch here, wherever it is headquartered. Mississippi covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 6 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Belzoni, MS · 2 branches here
Bank · based in Jackson, MS · 2 branches here
Account not yet known
“• Personal | $36.00”
Bank · based in Tupelo, MS · 1 branch here
Bank · based in Batesville, MS · 1 branch here
Account not yet known
“Overdraft Service / $10 service charge.”
Bank · based in Flowood, MS · 1 branch here
Account not yet known
“Paid Item Fee** (Overdraft fee charged each time an item is presented and paid against insufficient funds) / $35”
Bank · based in Belzoni, MS · 1 branch here
Bank · based in Memphis, TN · 1 branch here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Columbus, MS · 1 branch here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Arkadelphia, AR · 1 branch here
Largest banks by local bank deposits
Share of the $908 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: DeSoto County
Deposits and branches cover the City of Hernando. Population and income cover DeSoto County, the county with most of Hernando's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for DeSoto County.
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