7 banks and credit unions have branches in Osage Beach. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Missouri
Osage Beach counts institutions with a branch here, wherever headquartered. Missouri counts institutions headquartered in the state.
Osage Beach
5 institutions with a branch here
$7.50
Missouri
86 institutions headquartered in Missouri
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Osage Beach median sits furthest from Missouri's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Osage Beach with Missouri and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $36.
Median published overdraft fee
Osage Beach
5 institutions with a branch here
$30
Missouri
79 institutions headquartered in Missouri
$29.50
U.S.
2,605 institutions in the index
$30
Osage Beach covers every institution with a branch here, wherever it is headquartered. Missouri covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Jefferson City, MO · 2 branches here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal, debit card, pre-authorized debits, or other electronic means)* $35.00”
Bank · based in Osage Beach, MO · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Mattoon, IL · 1 branch here
Bank · based in Jefferson City, MO · 1 branch here
Account not yet known
“Overdraft Fee - Transactions greater than $50 … $ 30.00/Item Presented”
Bank · based in Springfield, MO · 1 branch here
Account not yet known
“Overdraft Fee per item, includes checks, ATM withdrawals, or other electronic means | $30.00”
Credit union, membership rules apply · based in Fort Leonard Wood, MO · 1 branch here
Account not yet known
“» Non-Sufficient Funds/Paid Item | $20.00”
Largest banks by local bank deposits
Share of the $2.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Camden County
Deposits and branches cover the City of Osage Beach. Population and income cover Camden County, the county with most of Osage Beach's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Camden County.
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