9 banks and credit unions have branches in Willmar. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Minnesota
Where a fee has enough institutions for a local median, the Willmar median is within 10% of the Minnesota median on all 1 fee.
Willmar counts institutions with a branch here, wherever headquartered. Minnesota counts institutions headquartered in the state.
Pick a fee to compare Willmar with Minnesota and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $25–$36.
Medians for reference: Minnesota $30 · U.S. $30
Local median not shown; five institutions required.
9 institutions, 4 with a published overdraft fee.
Bank · based in Evansville, IN · 1 branch here
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Spicer, MN · 1 branch here
Account not yet known
“Overdrafts & NSF: $33 per item, per presentment”
Bank · based in Litchfield, MN · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in New London, MN · 1 branch here
Bank · based in Kensington, MN · 1 branch here
Bank · based in Blomkest, MN · 1 branch here
Credit union, membership rules apply · based in Montevideo, MN · 1 branch here
Account not yet known
“Overdraft Fee per Presentment | $25.00”
Largest banks by local bank deposits
Share of the $1.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Kandiyohi County
Deposits and branches cover the City of Willmar. Population and income cover Kandiyohi County, the county with most of Willmar's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Kandiyohi County.
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