5 banks and credit unions have branches in Pine City. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Minnesota $6.88 · U.S. $6.99
Local median not shown; five institutions required.
Pick a fee to compare Pine City with Minnesota and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Two published overdraft fees: $0–$36.
Medians for reference: Minnesota $30 · U.S. $30
5 institutions, 2 with a published overdraft fee.
Bank · based in Lonsdale, MN · 1 branch here
Bank · based in Saint Cloud, MN · 1 branch here
Account not yet known
“NSF Paid Item created by check, ACH or other electronic means or in-person withdrawals5 $0.00”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Park Rapids, MN · 1 branch here
Credit union, membership rules apply · based in Falcon Heights, MN · 1 branch here
Largest banks by local bank deposits
Share of the $246 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Pine County
Deposits and branches cover the City of Pine City. Population and income cover Pine County, the county with most of Pine City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Pine County.
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