4 banks and credit unions have branches in Oak Park Heights. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Minnesota $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Oak Park Heights with Minnesota and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
4 institutions, 4 with a published overdraft fee.
Bank · based in Bayport, MN · 2 branches here
Account not yet known
“Overdraft Charge each item paid (Created by Check, ACH Debit, Internet or Online Debit, Bank Fee, In Person Withdrawal, Phone Debit) | $32.00 per item/Daily maximum $96.00”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Lake Elmo, MN · 1 branch here
Account not yet known
“Overdraft Fee* | $35.00/Item”
Largest banks by local bank deposits
Share of the $212 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Washington County
Deposits and branches cover the City of Oak Park Heights. Population and income cover Washington County, the county with most of Oak Park Heights's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Washington County.
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