7 banks and credit unions have branches in West Branch. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Michigan
Where a fee has enough institutions for a local median, the West Branch median is within 10% of the Michigan median on all 1 fee.
West Branch counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Pick a fee to compare West Branch with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $10–$36.
Medians for reference: Michigan $29 · U.S. $30
Local median not shown; five institutions required.
7 institutions, 4 with a published overdraft fee.
Bank · based in Grand Rapids, MI · 2 branches here
Credit union, membership rules apply · based in Alpena, MI · 2 branches here
Account not yet known
“Courtesy Pay Use Fee Per Paid Item | $25.00”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in East Tawas, MI · 1 branch here
Credit union, membership rules apply · based in Frankenmuth, MI · 1 branch here
Credit union, membership rules apply · based in Alpena, MI · 1 branch here
Account not yet known
“Overdraft Charge (Nonsufficient Funds Fee) | $10.00”
Largest banks by local bank deposits
Share of the $332 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Ogemaw County
Deposits and branches cover the City of West Branch. Population and income cover Ogemaw County, the county with most of West Branch's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Ogemaw County.
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