9 banks and credit unions have branches in Mount Pleasant. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
Mount Pleasant counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Mount Pleasant
5 institutions with a branch here
$5
Michigan
102 institutions headquartered in Michigan
$7.75
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Mount Pleasant median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mount Pleasant with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Mount Pleasant
6 institutions with a branch here
$31
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,605 institutions in the index
$30
Mount Pleasant covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 6 with a published overdraft fee.
Bank · based in Mount Pleasant, MI · 5 branches here
Credit union, membership rules apply · based in MT Pleasant, MI · 4 branches here
Bank · based in Grand Rapids, MI · 2 branches here
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Midland, MI · 2 branches here
Account not yet known
“$27.00 | Member Privilege Overdraft Protection, per item paid”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Credit union, membership rules apply · based in Brighton, MI · 1 branch here
Account not yet known
“Transactions $32”
Credit union, membership rules apply · based in Saginaw, MI · 1 branch here
Account not yet known
“Overdraft paid by CU … $30.00 per item”
Largest banks by local bank deposits
Share of the $1.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Isabella County
Deposits and branches cover the City of Mount Pleasant. Population and income cover Isabella County, the county with most of Mount Pleasant's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Isabella County.
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