3 banks and credit unions have branches in Kalkaska. The Bank Fee Index holds published fees for 2 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Michigan $29 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Kalkaska with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
3 institutions, 2 with a published overdraft fee.
Credit union, membership rules apply · based in Traverse City, MI · 1 branch here
Account not yet known
“Courtesy Pay | $25.00 each (up to 2 per day, then no charge)”
Credit union, membership rules apply · based in Fife Lake, MI · 1 branch here
Credit union, membership rules apply · based in Alpena, MI · 1 branch here
Account not yet known
“Courtesy Pay Use Fee Per Paid Item | $25.00”
Deposits and branches cover the City of Kalkaska. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Kalkaska.
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