8 banks and credit unions have branches in Big Rapids. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
Big Rapids counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Big Rapids
5 institutions with a branch here
$3.50
Michigan
74 institutions headquartered in Michigan
$1.56
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Big Rapids median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Big Rapids with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $15–$37.
Medians for reference: Michigan $29 · U.S. $30
Local median not shown; five institutions required.
8 institutions, 4 with a published overdraft fee.
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Mount Pleasant, MI · 2 branches here
Bank · based in Baldwin, MI · 2 branches here
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Grand Rapids, MI · 2 branches here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Michigan City, IN · 1 branch here
Bank · based in Grand Rapids, MI · 1 branch here
Account not yet known
“Overdraft or Returned Item fee (per item)+ $34.00 ^ Fees apply to overdrafts created by check, in-person withdrawal, ATM”
Largest banks by local bank deposits
Share of the $501 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Mecosta County
Deposits and branches cover the City of Big Rapids. Population and income cover Mecosta County, the county with most of Big Rapids's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Mecosta County.
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