7 banks and credit unions have branches in York. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maine
York counts institutions with a branch here, wherever headquartered. Maine counts institutions headquartered in the state.
York
5 institutions with a branch here
$10
Maine
18 institutions headquartered in Maine
$5
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose York median sits furthest from Maine's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare York with Maine and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $35.
Median published overdraft fee
York
5 institutions with a branch here
$35
Maine
33 institutions headquartered in Maine
$28
U.S.
2,605 institutions in the index
$30
York covers every institution with a branch here, wherever it is headquartered. Maine covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Kennebunk, ME · 2 branches here
Account not yet known
“checking account, an | checking account, an | checking account, the Bank automatic transfer of an | automatic advance of an | may pay the overdraft and an available $50 from the li”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Camden, ME · 1 branch here
Account not yet known
“Overdraft Fee (limit of 4 per day for consumer accounts) | $35.00”
Bank · based in Sanford, ME · 1 branch here
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Bangor, ME · 1 branch here
Credit union, membership rules apply · based in South Portland, ME · 1 branch here
Account not yet known
“or Card Overdraft Item (per occurrence, to include | $30.00”
Largest banks by local bank deposits
Share of the $551 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: York County
Deposits and branches cover the City of York. Population and income cover York County, the county with most of York's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for York County.
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