17 banks and credit unions have branches in Scarborough. The Bank Fee Index holds published fees for 17 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maine
Scarborough counts institutions with a branch here, wherever headquartered. Maine counts institutions headquartered in the state.
Scarborough
5 institutions with a branch here
$2.50
Maine
10 institutions headquartered in Maine
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Scarborough median sits furthest from Maine's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Scarborough with Maine and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Scarborough
14 institutions with a branch here
$30
Maine
33 institutions headquartered in Maine
$28
U.S.
2,605 institutions in the index
$30
Scarborough covers every institution with a branch here, wherever it is headquartered. Maine covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
17 institutions, 14 with a published overdraft fee.
Bank · based in Portland, ME · 2 branches here
Account not yet known
“Overdrafts/OD (per presentment) Created by check, in-person withdrawals, ATM | $30.00”
Credit union, membership rules apply · based in South Portland, ME · 2 branches here
Account not yet known
“Overdraft Fee (max 5 items or $150/day) $30.00 per item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Bangor, ME · 1 branch here
Bank · based in Saco, ME · 1 branch here
Account not yet known
“Paid nonsufficient funds (NSF) Consumer account | $25.00”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Norway, ME · 1 branch here
Account not yet known
“ Overdraft Fee (per item) … $ 35.00”
Bank · based in Patten, ME · 1 branch here
Account not yet known
“Overdraft Fee (1): | $34.00”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Largest banks by local bank deposits
Share of the $894 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Cumberland County
Deposits and branches cover the City of Scarborough. Population and income cover Cumberland County, the county with most of Scarborough's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Cumberland County.
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