7 banks and credit unions have branches in Sanford. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maine
Sanford counts institutions with a branch here, wherever headquartered. Maine counts institutions headquartered in the state.
Sanford
6 institutions with a branch here
$33
Maine
33 institutions headquartered in Maine
$28
U.S.
2,605 institutions in the index
$30
Chosen as the fee whose Sanford median sits furthest from Maine's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Sanford with Maine and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $9.95 to $35.
Median published overdraft fee
Sanford
6 institutions with a branch here
$33
Maine
33 institutions headquartered in Maine
$28
U.S.
2,605 institutions in the index
$30
Sanford covers every institution with a branch here, wherever it is headquartered. Maine covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 6 with a published overdraft fee.
Bank · based in Sanford, ME · 2 branches here
Credit union, membership rules apply · based in South Portland, ME · 2 branches here
Account not yet known
“or Card Overdraft Item (per occurrence, to include | $30.00”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Kennebunk, ME · 1 branch here
Account not yet known
“checking account, an | checking account, an | checking account, the Bank automatic transfer of an | automatic advance of an | may pay the overdraft and an available $50 from the li”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Dover, NH · 1 branch here
Account not yet known
“Courtesy Pay | Over $5 | Per occurrence | $32 | Courtesy Pay fee”
Credit union, membership rules apply · based in Biddeford, ME · 1 branch here
Account not yet known
“Paid Overdraft Item (PdOvdrft) A paid overdraft item may be created by check, in-person withdrawal, or other electronic means. | $9.95 per item”
Largest banks by local bank deposits
Share of the $559 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: York County
Deposits and branches cover the City of Sanford. Population and income cover York County, the county with most of Sanford's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for York County.
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