30 banks and credit unions have branches in the Hagerstown-Martinsburg metro area. The Bank Fee Index holds published fees for 20 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maryland
Hagerstown-Martinsburg metro counts institutions with a branch here, wherever headquartered. Maryland counts institutions headquartered in the state.
Hagerstown-Martinsburg metro
11 institutions with a branch here
$10
Maryland
28 institutions headquartered in Maryland
$6.48
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Hagerstown-Martinsburg metro median sits furthest from Maryland's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Hagerstown-Martinsburg metro with Maryland and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $42.
Median published overdraft fee
Hagerstown-Martinsburg metro
18 institutions with a branch here
$35
Maryland
38 institutions headquartered in Maryland
$31
U.S.
2,605 institutions in the index
$30
Hagerstown-Martinsburg metro covers every institution with a branch here, wherever it is headquartered. Maryland covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
30 institutions, 18 with a published overdraft fee.
Bank · based in Charlotte, NC · 9 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Berkeley Springs, WV · 9 branches here
Bank · based in Buffalo, NY · 9 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Oakland, MD · 8 branches here
Account not yet known
“Consumer Products & Services Pricing Guide Effective May 1, 2023 Additional Services & Pricing . Overdraft Fee … $42.00/item”
Bank · based in Fairfax, VA · 6 branches here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Credit union, membership rules apply · based in Hagerstown, MD · 6 branches here
Account not yet known
“Overdraft of Account/NSF | $35.00”
Bank · based in Charleston, WV · 5 branches here
Bank · based in Lancaster, PA · 4 branches here
Account not yet known
“Overdraft Fee 6 (per item paid) | $39.00 | Per Item”
Bank · based in Middletown, MD · 3 branches here
Bank · based in Wilmington, DE · 3 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Largest banks by local bank deposits
Share of the $6.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Hagerstown-Martinsburg metro's counties
Deposits and branches cover the Hagerstown-Martinsburg metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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