175 banks and credit unions have branches in the Philadelphia-Camden-Wilmington metro area. The Bank Fee Index holds published fees for 101 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maryland
Philadelphia-Camden-Wilmington metro counts institutions with a branch here, wherever headquartered. Maryland counts institutions headquartered in the state.
Philadelphia-Camden-Wilmington metro
42 institutions with a branch here
$1.75
Maryland
36 institutions headquartered in Maryland
$1.38
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Philadelphia-Camden-Wilmington metro median sits furthest from Maryland's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Philadelphia-Camden-Wilmington metro with Maryland and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $39.
Median published overdraft fee
Philadelphia-Camden-Wilmington metro
70 institutions with a branch here
$32
Maryland
38 institutions headquartered in Maryland
$31
U.S.
2,605 institutions in the index
$30
Philadelphia-Camden-Wilmington metro covers every institution with a branch here, wherever it is headquartered. Maryland covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
175 institutions, 70 with a published overdraft fee.
Bank · based in Providence, RI · 136 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Sioux Falls, SD · 135 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 130 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Wilmington, DE · 115 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Columbus, OH · 87 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Wilmington, DE · 80 branches here
Account not yet known
“Overdrafts (unavailable funds created by check, in-person withdrawal, ATM withdrawal or other electronic means for paid items) $35”
Bank · based in Charlotte, NC · 76 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Lancaster, PA · 73 branches here
Account not yet known
“Overdraft Fee 6 (per item paid) | $39.00 | Per Item”
Bank · based in Charlotte, NC · 62 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Wilmington, DE · 47 branches here
Account not yet known
“Insufficient Funds Fee – Item Paid | $15”
Largest banks by local bank deposits
Share of the $685.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Philadelphia-Camden-Wilmington metro's counties
Deposits and branches cover the Philadelphia-Camden-Wilmington metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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