7 banks and credit unions have branches in Mount Airy. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maryland
Mount Airy counts institutions with a branch here, wherever headquartered. Maryland counts institutions headquartered in the state.
Mount Airy
6 institutions with a branch here
$2.75
Maryland
36 institutions headquartered in Maryland
$1.38
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Mount Airy median sits furthest from Maryland's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Mount Airy with Maryland and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Mount Airy
5 institutions with a branch here
$35
Maryland
38 institutions headquartered in Maryland
$31
U.S.
2,605 institutions in the index
$30
Mount Airy covers every institution with a branch here, wherever it is headquartered. Maryland covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Richmond City, VA · 1 branch here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Wheeling, WV · 1 branch here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in Gettysburg, PA · 1 branch here
Largest banks by local bank deposits
Share of the $956 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Carroll County
Deposits and branches cover the City of Mount Airy. Population and income cover Carroll County, the county with most of Mount Airy's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Carroll County.
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