6 banks and credit unions have branches in Elkridge. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maryland
Elkridge counts institutions with a branch here, wherever headquartered. Maryland counts institutions headquartered in the state.
Elkridge
6 institutions with a branch here
$13.50
Maryland
28 institutions headquartered in Maryland
$6.48
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Elkridge median sits furthest from Maryland's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Elkridge with Maryland and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $36.
Median published overdraft fee
Elkridge
6 institutions with a branch here
$35
Maryland
38 institutions headquartered in Maryland
$31
U.S.
2,605 institutions in the index
$30
Elkridge covers every institution with a branch here, wherever it is headquartered. Maryland covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 6 with a published overdraft fee.
Bank · based in McLean, VA · 1 branch here
Account not yet known
“No-Fee Overdraft | Free”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Easton, MD · 1 branch here
Account not yet known
“When we pay overdraft items for you, you will be charged our standard Overdraft Fee, currently $35.00, for each item that is presented”
Largest banks by local bank deposits
Share of the $759 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Howard County
Deposits and branches cover the City of Elkridge. Population and income cover Howard County, the county with most of Elkridge's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Howard County.
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