7 banks and credit unions have branches in Beltsville. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maryland
Beltsville counts institutions with a branch here, wherever headquartered. Maryland counts institutions headquartered in the state.
Beltsville
6 institutions with a branch here
$9
Maryland
28 institutions headquartered in Maryland
$6.48
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Beltsville median sits furthest from Maryland's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Beltsville with Maryland and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $36.
Median published overdraft fee
Beltsville
6 institutions with a branch here
$31.50
Maryland
38 institutions headquartered in Maryland
$31
U.S.
2,605 institutions in the index
$30
Beltsville covers every institution with a branch here, wherever it is headquartered. Maryland covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 6 with a published overdraft fee.
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in McLean, VA · 1 branch here
Account not yet known
“No-Fee Overdraft | Free”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Richmond City, VA · 1 branch here
Credit union, membership rules apply · based in Merrifield, VA · 1 branch here
Account not yet known
“Courtesy Pay/Overdraft (per item paid) | $33.00”
Credit union, membership rules apply · based in Bowie, MD · 1 branch here
Account not yet known
“Courtesy Pay | $30.00/item”
Largest banks by local bank deposits
Share of the $742 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Prince George's County
Deposits and branches cover the City of Beltsville. Population and income cover Prince George's County, the county with most of Beltsville's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Prince George's County.
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