32 banks and credit unions have branches in the Lake Charles metro area. The Bank Fee Index holds published fees for 19 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Louisiana
Lake Charles metro counts institutions with a branch here, wherever headquartered. Louisiana counts institutions headquartered in the state.
Lake Charles metro
12 institutions with a branch here
$25
Louisiana
56 institutions headquartered in Louisiana
$20
U.S.
2,630 institutions in the index
$25
Chosen as the fee whose Lake Charles metro median sits furthest from Louisiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lake Charles metro with Louisiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $38.
Median published overdraft fee
Lake Charles metro
17 institutions with a branch here
$32
Louisiana
70 institutions headquartered in Louisiana
$30
U.S.
2,605 institutions in the index
$30
Lake Charles metro covers every institution with a branch here, wherever it is headquartered. Louisiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
32 institutions, 17 with a published overdraft fee.
Bank · based in Jennings, LA · 13 branches here
Bank · based in Lake Charles, LA · 9 branches here
Bank · based in Columbus, OH · 6 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Memphis, TN · 6 branches here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Gulfport, MS · 6 branches here
Account not yet known
“We may charge you a fee of $36.00 each time we pay an overdraft.”
Bank · based in Baton Rouge, LA · 6 branches here
Account not yet known
“• Fees: A $35.00 fee applies for each Overdraft Item or”
Bank · based in Jennings, LA · 5 branches here
Bank · based in Many, LA · 5 branches here
Account not yet known
“Overdraft Charge: | $35.00 per item”
Credit union, membership rules apply · based in Lake Charles, LA · 4 branches here
Account not yet known
“Courtesy Pay (Per Item Paid) | $32.00”
Credit union, membership rules apply · based in Lake Charles, LA · 4 branches here
Account not yet known
“Courtesy Pay and NSF Fee | $30.00/item”
Largest banks by local bank deposits
Share of the $6.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Lake Charles metro's counties
Deposits and branches cover the Lake Charles metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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