12 banks and credit unions have branches in Ruston. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Louisiana
Ruston counts institutions with a branch here, wherever headquartered. Louisiana counts institutions headquartered in the state.
Ruston
6 institutions with a branch here
$1.50
Louisiana
43 institutions headquartered in Louisiana
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Ruston median sits furthest from Louisiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Ruston with Louisiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Ruston
8 institutions with a branch here
$35
Louisiana
70 institutions headquartered in Louisiana
$30
U.S.
2,605 institutions in the index
$30
Ruston covers every institution with a branch here, wherever it is headquartered. Louisiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 8 with a published overdraft fee.
Bank · based in Ruston, LA · 4 branches here
Bank · based in Choudrant, LA · 3 branches here
Account not yet known
“charges, including returned item charge/overdraft item charge of $35.00 for”
Bank · based in Ruston, LA · 2 branches here
Credit union, membership rules apply · based in West Monroe, LA · 2 branches here
Account not yet known
“Overdraft Privilege | $28.00 NSF Paid Fee per item. Daily fees may apply.”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Memphis, TN · 1 branch here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Gibsland, LA · 1 branch here
Bank · based in Baton Rouge, LA · 1 branch here
Account not yet known
“• Fees: A $35.00 fee applies for each Overdraft Item or”
Largest banks by local bank deposits
Share of the $2.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Lincoln Parish
Deposits and branches cover the City of Ruston. Population and income cover Lincoln Parish, the county with most of Ruston's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Lincoln Parish.
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