7 banks and credit unions have branches in Versailles. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Kentucky
Versailles counts institutions with a branch here, wherever headquartered. Kentucky counts institutions headquartered in the state.
Versailles
5 institutions with a branch here
$25
Kentucky
46 institutions headquartered in Kentucky
$20
U.S.
2,630 institutions in the index
$25
Chosen as the fee whose Versailles median sits furthest from Kentucky's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Versailles with Kentucky and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $32–$36.
Medians for reference: Kentucky $30 · U.S. $30
Local median not shown; five institutions required.
7 institutions, 4 with a published overdraft fee.
Bank · based in Charleston, WV · 2 branches here
Bank · based in Pikeville, KY · 1 branch here
Account not yet known
“NSF/Overdraft Fee | $32.00”
Bank · based in Wheeling, WV · 1 branch here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Louisville, KY · 1 branch here
Credit union, membership rules apply · based in Frankfort, KY · 1 branch here
Account not yet known
“On-Line Banking Bill Payment Service … No charge Overdraft (Bill Payment Service) … $32.00/check Stop”
Credit union, membership rules apply · based in Lexington, KY · 1 branch here
Largest banks by local bank deposits
Share of the $575 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Woodford County
Deposits and branches cover the City of Versailles. Population and income cover Woodford County, the county with most of Versailles's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Woodford County.
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