11 banks and credit unions have branches in Henderson. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Kentucky
Henderson counts institutions with a branch here, wherever headquartered. Kentucky counts institutions headquartered in the state.
Henderson
5 institutions with a branch here
$2
Kentucky
30 institutions headquartered in Kentucky
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Henderson median sits furthest from Kentucky's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Henderson with Kentucky and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $37.
Median published overdraft fee
Henderson
6 institutions with a branch here
$32.50
Kentucky
53 institutions headquartered in Kentucky
$30
U.S.
2,605 institutions in the index
$30
Henderson covers every institution with a branch here, wherever it is headquartered. Kentucky covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 6 with a published overdraft fee.
Bank · based in Louisville, KY · 3 branches here
Bank · based in Owensboro, KY · 2 branches here
Account not yet known
“Overdraft This fee is imposed per item presented, that is PAID which overdrafts the checking account. | $35.00”
Credit union, membership rules apply · based in Newburgh, IN · 2 branches here
Account not yet known
“Overdraft tolerance (ODT) fee … $30.00/presentment”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Evansville, IN · 1 branch here
Bank · based in Marion, KY · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Jasper, IN · 1 branch here
Bank · based in Evansville, IN · 1 branch here
Credit union, membership rules apply · based in Owensboro, KY · 1 branch here
Account not yet known
“Overdraft Fee - SD, ACH, POS, ATM $20.00 per presentment*”
Largest banks by local bank deposits
Share of the $1.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Henderson County
Deposits and branches cover the City of Henderson. Population and income cover Henderson County, the county with most of Henderson's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Henderson County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions