20 banks and credit unions have branches in Florence. The Bank Fee Index holds published fees for 16 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Kentucky
Florence counts institutions with a branch here, wherever headquartered. Kentucky counts institutions headquartered in the state.
Florence
12 institutions with a branch here
$2.50
Kentucky
30 institutions headquartered in Kentucky
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Florence median sits furthest from Kentucky's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Florence with Kentucky and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Florence
15 institutions with a branch here
$32
Kentucky
53 institutions headquartered in Kentucky
$30
U.S.
2,605 institutions in the index
$30
Florence covers every institution with a branch here, wherever it is headquartered. Kentucky covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
20 institutions, 15 with a published overdraft fee.
Bank · based in Wilmington, DE · 3 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Lexington, KY · 1 branch here
Account not yet known
“We will charge you a fee of $32 each time we pay an overdraft.”
Bank · based in Burlington, KY · 1 branch here
Bank · based in Louisville, KY · 1 branch here
Bank · based in West Chester, OH · 1 branch here
Largest banks by local bank deposits
Share of the $2.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Boone County
Deposits and branches cover the City of Florence. Population and income cover Boone County, the county with most of Florence's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Boone County.
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