7 banks and credit unions have branches in Winfield. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Kansas
Winfield counts institutions with a branch here, wherever headquartered. Kansas counts institutions headquartered in the state.
Winfield
6 institutions with a branch here
$20
Kansas
75 institutions headquartered in Kansas
$25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Winfield median sits furthest from Kansas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Winfield with Kansas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $28–$32.
Medians for reference: Kansas $27.50 · U.S. $30
Local median not shown; five institutions required.
7 institutions, 3 with a published overdraft fee.
Bank · based in Claremore, OK · 4 branches here
Account not yet known
“Overdraft Paid Item Fee (per item) – fee applies to all products except my Value Checking | $32.00”
Bank · based in Arkansas City, KS · 3 branches here
Account not yet known
“Overdraft Item Fee | $29.00/item”
Credit union, membership rules apply · based in Wellington, KS · 2 branches here
Bank · based in Chanute, KS · 1 branch here
Bank · based in Kingman, KS · 1 branch here
Account not yet known
“NSF paid item fee, item paid, account overdrawn (OD) — $28.00 per item”
Bank · based in Chicago, IL · 1 branch here
Credit union, membership rules apply · based in Arkansas City, KS · 1 branch here
Largest banks by local bank deposits
Share of the $515 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Cowley County
Deposits and branches cover the City of Winfield. Population and income cover Cowley County, the county with most of Winfield's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Cowley County.
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