19 banks and credit unions have branches in the Bloomington metro area. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
Bloomington metro counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
Bloomington metro
9 institutions with a branch here
$9.95
Indiana
45 institutions headquartered in Indiana
$6.98
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Bloomington metro median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Bloomington metro with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $37.
Median published overdraft fee
Bloomington metro
9 institutions with a branch here
$33
Indiana
62 institutions headquartered in Indiana
$30
U.S.
2,605 institutions in the index
$30
Bloomington metro covers every institution with a branch here, wherever it is headquartered. Indiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
19 institutions, 9 with a published overdraft fee.
Bank · based in Ellettsville, IN · 6 branches here
Account not yet known
“Overdraft Fee … . $20”
Credit union, membership rules apply · based in Bloomington, IN · 6 branches here
Bank · based in Evansville, IN · 5 branches here
Bank · based in Columbus, OH · 4 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Spencer, IN · 4 branches here
Bank · based in Jasper, IN · 3 branches here
Bank · based in Cincinnati, OH · 3 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Birmingham, AL · 3 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Seymour, IN · 3 branches here
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“Overdraft Fee-Paid Item (Maximum of 2 Items/Day) $25.00 Per Item6”
Largest banks by local bank deposits
Share of the $3.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Bloomington metro's counties
Deposits and branches cover the Bloomington metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions