20 banks and credit unions have branches in New Albany. The Bank Fee Index holds published fees for 18 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
New Albany counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
New Albany
13 institutions with a branch here
$10
Indiana
45 institutions headquartered in Indiana
$6.98
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose New Albany median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare New Albany with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
New Albany
13 institutions with a branch here
$35
Indiana
62 institutions headquartered in Indiana
$30
U.S.
2,605 institutions in the index
$30
New Albany covers every institution with a branch here, wherever it is headquartered. Indiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
20 institutions, 13 with a published overdraft fee.
Bank · based in Wheeling, WV · 3 branches here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“Overdraft Fee-Paid Item (Maximum of 2 Items/Day) $25.00 Per Item6”
Bank · based in Corydon, IN · 2 branches here
Account not yet known
“Overdraft Fee (per item): $33”
Credit union, membership rules apply · based in Columbus, IN · 2 branches here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Louisville, KY · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Jasper, IN · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Largest banks by local bank deposits
Share of the $5.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Floyd County
Deposits and branches cover the City of New Albany. Population and income cover Floyd County, the county with most of New Albany's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Floyd County.
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