6 banks and credit unions have branches in Nappanee. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
Nappanee counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
Nappanee
5 institutions with a branch here
$5
Indiana
45 institutions headquartered in Indiana
$6.98
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Nappanee median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Nappanee with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $38.
Median published overdraft fee
Nappanee
5 institutions with a branch here
$35
Indiana
62 institutions headquartered in Indiana
$30
U.S.
2,605 institutions in the index
$30
Nappanee covers every institution with a branch here, wherever it is headquartered. Indiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Bank · based in Warsaw, IN · 1 branch here
Account not yet known
“We charge a $35 Overdraft Fee if the transaction is paid or a $15 NSF (Non-Sufficient Funds) Fee if the transaction is returned”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in South Bend, IN · 1 branch here
Account not yet known
“Overdraft Item Fee | $36 per item | When the current balance in your account is insufficient to cover an item, we may”
Credit union, membership rules apply · based in Elkhart, IN · 1 branch here
Account not yet known
“Overdraft Advance | $38.00”
Credit union, membership rules apply · based in Goshen, IN · 1 branch here
Largest banks by local bank deposits
Share of the $283 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Elkhart County
Deposits and branches cover the City of Nappanee. Population and income cover Elkhart County, the county with most of Nappanee's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Elkhart County.
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