18 banks and credit unions have branches in the Michigan City-La Porte metro area. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
Michigan City-La Porte metro counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
Michigan City-La Porte metro
7 institutions with a branch here
$0
Indiana
65 institutions headquartered in Indiana
$30
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Michigan City-La Porte metro median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Michigan City-La Porte metro with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $29 to $37.
Median published overdraft fee
Michigan City-La Porte metro
8 institutions with a branch here
$34.50
Indiana
62 institutions headquartered in Indiana
$30
U.S.
2,605 institutions in the index
$30
Michigan City-La Porte metro covers every institution with a branch here, wherever it is headquartered. Indiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 8 with a published overdraft fee.
Bank · based in Michigan City, IN · 8 branches here
Bank · based in South Bend, IN · 5 branches here
Account not yet known
“Overdraft Item Fee | $36 per item | When the current balance in your account is insufficient to cover an item, we may”
Credit union, membership rules apply · based in Laporte, IN · 3 branches here
Credit union, membership rules apply · based in La Porte, IN · 3 branches here
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Whiting, IN · 2 branches here
Account not yet known
“Overdraft Fee - Paid Item | $35.00 - Consumer”
Bank · based in The Woodlands, TX · 2 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Michigan City, IN · 2 branches here
Credit union, membership rules apply · based in Michigan City, IN · 2 branches here
Largest banks by local bank deposits
Share of the $2.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Michigan City-La Porte metro's counties
Deposits and branches cover the Michigan City-La Porte metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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