7 banks and credit unions have branches in East Chicago. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
East Chicago counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
East Chicago
5 institutions with a branch here
$5
Indiana
45 institutions headquartered in Indiana
$6.98
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose East Chicago median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare East Chicago with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $29–$37.
Medians for reference: Indiana $30 · U.S. $30
Local median not shown; five institutions required.
7 institutions, 4 with a published overdraft fee.
Bank · based in Muncie, IN · 1 branch here
Account not yet known
“$ 37.00 Overdraft 3”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Munster, IN · 1 branch here
Bank · based in Whiting, IN · 1 branch here
Account not yet known
“Overdraft Fee - Paid Item | $35.00 - Consumer”
Bank · based in Chicago, IL · 1 branch here
Credit union, membership rules apply · based in Schererville, IN · 1 branch here
Credit union, membership rules apply · based in Crown Point, IN · 1 branch here
Account not yet known
“Overdraft Item | $29.00/Item (each submission/resubmission)”
Largest banks by local bank deposits
Share of the $315 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Lake County
Deposits and branches cover the City of East Chicago. Population and income cover Lake County, the county with most of East Chicago's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Lake County.
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