24 banks and credit unions have branches in the Lafayette-West Lafayette metro area. The Bank Fee Index holds published fees for 14 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
Lafayette-West Lafayette metro counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
Lafayette-West Lafayette metro
11 institutions with a branch here
$3
Indiana
47 institutions headquartered in Indiana
$2
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Lafayette-West Lafayette metro median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lafayette-West Lafayette metro with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Lafayette-West Lafayette metro
12 institutions with a branch here
$33
Indiana
62 institutions headquartered in Indiana
$30
U.S.
2,605 institutions in the index
$30
Lafayette-West Lafayette metro covers every institution with a branch here, wherever it is headquartered. Indiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
24 institutions, 12 with a published overdraft fee.
Credit union, membership rules apply · based in West Lafayette, IN · 12 branches here
Bank · based in Muncie, IN · 7 branches here
Account not yet known
“$ 37.00 Overdraft 3”
Bank · based in Whiting, IN · 5 branches here
Account not yet known
“Overdraft Fee - Paid Item | $35.00 - Consumer”
Bank · based in Michigan City, IN · 5 branches here
Bank · based in Birmingham, AL · 5 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Credit union, membership rules apply · based in Lafayette, IN · 5 branches here
Account not yet known
Bank · based in Boswell, IN · 4 branches here
Bank · based in Covington, IN · 4 branches here
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Evansville, IN · 3 branches here
Largest banks by local bank deposits
Share of the $4.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Lafayette-West Lafayette metro's counties
Deposits and branches cover the Lafayette-West Lafayette metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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